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Tradition. It’s defined as ‘a long-established practice that is followed or observed by a group.” There are a lot of traditions observed in our society. And most of them associate with special events. Halloween for example, it’s a tradition that children dress up, originally in scary costumes and go from door to door collecting treats.

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I had the opportunity over the holidays to spend some time with a good family friend. At one point the topic of investment real estate came up. He indicated he was thinking seriously about starting an investment portfolio and wondered what his first purchase should be.

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In real estate transactions, the period between the formation of the contract and the closing date presents unique risks to buyers and sellers. Most real estate contracts stipulate that the property be delivered in substantially the same condition as it was in at the time of the agreement. Unexpected occurrences can result in damage to the property after the contract is signed, but before ownership is transferred. For instance, a flood or fire could render the property uninhabitable on closing, or significantly reduce its market value.

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Last month, as you recall, we were a little light on data in our market report. This was because our local real estate board, The Niagara Association of Realtors, was in the process of changing MLS service providers and it was taking time to implement the new systems and getting all the data transferred over.

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The market report is going to be a little thin this month I’m afraid. Especially when it comes to specific data. The Niagara Association of Realtors (NAR) which we look to for our raw sales data is in the process of changing MLS data systems and the numbers for November are not currently available.

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This holiday season brings a joyful exchange of gifts, but did you know there are legal principles behind gifting in Ontario? Whether you're giving a small token of appreciation, or something more significant, here’s what you need to know to ensure that your intentions are legally documented. This article is essential for parents who are considering gifting any down-payment to their children for a home purchase.

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Christmas is a wonderful time of year. Enchanting! The season brings visions of golden-brown turkeys with all the trimmings. Carolers singing as the snow falls gently down. Gifts under the Christmas tree. Stockings hung by the fireplace. Family times. It’s just a special time unlike any other in the year. And a time when memories are forged that will last a lifetime.

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