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Purchasing your first home. It’s an exciting time and a moment you’ll never forget. But it’s also a tremendously challenging time with the price of houses these days. Even with the downward slide in prices, residential real estate has doubled in price over the past six to seven years. And with the rapid increase in mortgage interest rates of late, carrying costs are significant.

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There was a period of time in late summer, and early fall, when it appeared that prices in Niagara had stabilized. August, September, and October showed average prices in the Region being $695,328, $695,205 and $691,041 respectively. That puts the average during that 3-month period consistent within about 1/2%. A statistically insignificant variation. But that changed again now at the end of the year. In November we saw prices fall by $13,074 or 1.99% to $677,967 and again in December with the average sale price in Niagara coming in at $656,337 we are seeing another single-month drop of $21,630 or 3.2%.

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Suppose you have inherited a house worth one million dollars in fair market value. You might be concerned about what taxes are involved. This article will cover the possible estate tax outcomes, including a review of the situations where no estate tax is payable by you!

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Last issue we looked at building your investment portfolio and saw that a great way to do so was to mix up the type of properties that you invest in. We began by looking at single-family homes, semi-detached and multi-family buildings such as duplexes, triplexes, and beyond. A good investment portfolio will contain a mixture of these types of properties to be sure. But there are a couple of other types of properties that should be considered. Condominium and commercial properties.

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I am so proud of the men and women of RE/MAX Garden City Realty Inc., salespeople, brokers and support staff alike. And of course, our affiliate companies that are always so supportive: Dominion Lending Centres Easy Street Mortgages and Liddiard Law Group. They are always so willing to give. Regardless of the circumstances, when a need arises, they are there.

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This recent bill before the Legislature will be of particular interest for anyone watching the housing market. Bill 23, More Homes Built Faster Act, 2022 was introduced by Minister of Municipal Affairs and Housing the Honourable MPP for Leeds-Grenville-Thousand Islands and Rideau Lakes Steve Clark (PC) on October 25th, 2022 and passed the first reading. At the time of writing, it remains under review by the Standing Committee on Heritage, Infrastructure, and Cultural Policy for its second reading. The bill serves as a streamlining tool, targeting zoning, heritage designations, and environmental protections.

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Over the years Halloween has taken on a lot of different shapes and sizes here at RE/MAX Garden City. Usually a party. Generally, a lot of agents decked out in creative costumes. Sometimes special prizes for the best outfit. Originally most of the activity happened at our front lobby. Walk in and you couldn’t help but notice it was Halloween. The decorations, including life size mannequins greeted you with a macabre ‘hello’.

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